Some people who are knocking on the bankruptcy door, just have one or may have a handful of debts that are primarily medical debts. Before jumping into the bankruptcy arena, settlement may be pursued. Evans Law Offices has had great success settling medical debt. The key to working out an arrangement that benefits everyone is to know how to tactically position the settlement, and to assist in any state court defense. Medical debt does have some peculiarities in the settlement process, especially if the debt is a large bill from a hospital. The key is tenacity and reasonableness. If this is your problem, maybe settlement is the answer. Plan ahead, in advance of any lawsuit. This kind of strategy can ensure success, if at all possible.